Subsidized Child Care Coquitlam

We participate in BC's fee reduction programs - which means your real monthly cost is probably lower than you think.

Daycare Coquitlam

If you've been searching "daycare near me" in Coquitlam and wondering who you can actually trust, here's what you need to know about us. Love Kids has been serving families in Coquitlam and the Tri-Cities area for over 16 years. We're fully licensed, fully ECE-certified, and genuinely care about every child who walks through our door.

This isn't a drop-off spot where kids watch TV until you show up. Your child will have a real day here. They'll know their caregiver by name. They'll have a routine that feels familiar and safe. And you'll have the peace of mind that comes from knowing exactly where your child is and what they're doing.

We accept children from 3 months old through preschool age. So whether you have a baby, a toddler, or a preschooler getting ready for kindergarten, we have a spot for them at our daycare serving Coquitlam and Coquitlam.

Need Affordable Child Care in Coquitlam?

Child care is one of the biggest line items in a young Coquitlam family's budget, and most parents quote each other the sticker price - not the price after BC's subsidy programs do their work. There are two programs, they stack, and we participate in both. Plenty of families at our daycare pay far less per month than they expected when they first called.

We're a licensed daycare in northeast Coquitlam serving families from across the Tri-Cities, including Port Coquitlam and Maillardville. Affordability questions are the first thing we cover on a tour, with real numbers, before you commit to anything.

The Two BC Programs, In Plain English

CCFRI - the automatic one

The Child Care Fee Reduction Initiative lowers the monthly fee at participating licensed providers. You don't apply for it. If your provider participates - we do - the reduction is built into what you're billed. That's the first thing to confirm with any daycare you tour, because a non-participating provider costs you that money every single month.

ACCB - the income-tested one

The Affordable Child Care Benefit is a monthly amount that helps with the remaining fee, scaled to your family's income, size, and care type. You apply for this one yourself through the province, and it can make a major difference for many working families. We'll point you at the application and tell you exactly what information you'll need from us.

They stack

CCFRI comes off first, automatically. ACCB then applies to what's left, based on your approval. Families are often surprised by the combined effect - which is why we'd rather walk you through your actual numbers than let the sticker price scare you off.

What you actually pay

It depends on your income and schedule, so we won't invent a number here. What we will do: on your tour, we'll show you the current fee, the CCFRI reduction, and where to check your ACCB eligibility - so you leave knowing your real monthly cost, not a guess.

How We Help With the Paperwork

Subsidy paperwork stalls more enrollments than fees do. So we handle our side fast: enrollment confirmations, provider details, and any documents the province needs from us, usually same-week. Wasima has walked sixteen years of families through this - including plenty for whom English is a second language - and the process is far less painful with someone who's done it dozens of times.

If you're comparing programs, our full-day daycare and part-time schedules both work with the subsidy programs. Start the ACCB application before your start date if you can - approvals take time, and starting early means the benefit lands when the first bill does.

Nine things Coquitlam parents should know about child care subsidies

From sixteen years of running a licensed daycare in Coquitlam - the things we tell parents on every tour.

  1. Confirm CCFRI participation before you sign anything. The reduction only exists at participating providers. Ask directly: "do you participate in the Child Care Fee Reduction Initiative?" If the answer is fuzzy, the discount probably isn't real.
  2. Apply for ACCB before your start date. Approvals take weeks, not days. Apply as soon as you have a confirmed spot so the benefit starts when the fees do.
  3. Don't assume you don't qualify. ACCB is income-tested on a slide, not a cliff. Many dual-income Coquitlam families qualify for partial amounts and never apply. Run the estimator before deciding.
  4. Ask for the net number. A good provider can show you: fee, minus CCFRI, equals what you're billed - and where ACCB would apply on top. If they can't walk you through it, keep touring.
  5. Keep your tax filings current. ACCB eligibility leans on your CRA records. An unfiled return can stall the whole application.
  6. Report income changes both directions. If your income drops, you may qualify for more support - re-apply. If it rises, updating early avoids clawbacks later.
  7. Subsidies work on part-time schedules too. Both programs apply to part-time care, prorated. Don't let anyone tell you subsidy only works full-time.
  8. Mark your renewal date. ACCB approvals run for a set period. Calendar the renewal a month early, because a lapsed benefit means a full-price bill while you reapply.
  9. Get the provider's numbers in writing. Fee, reduction, billing date, late policy. One page, no surprises. We give this to every family at enrollment.

Frequently Asked Questions

What is the CCFRI?

The Child Care Fee Reduction Initiative is a BC program that lowers monthly fees at participating licensed child care providers. There's no application for parents - if the provider participates, the reduction is automatic on your bill. We participate.

What is the Affordable Child Care Benefit?

A monthly provincial benefit that helps families with child care costs, scaled to income, family size, and type of care. You apply through the province, and it applies on top of the CCFRI reduction.

Do I have to apply for the fee reduction?

Not for CCFRI - that one's automatic at participating providers like us. The ACCB is the one you apply for yourself, and we'll point you to the application and supply whatever provider details it needs.

How much will I actually pay per month?

It genuinely depends on your income and schedule, so we won't make up a number. Come for a tour and we'll lay out the current fee, the CCFRI reduction, and the ACCB estimator together - you'll leave with your real number.

Does the subsidy cover part-time care?

Yes. Both CCFRI and ACCB apply to part-time schedules on a prorated basis. We offer part-time spots on set weekdays.

How long does ACCB approval take?

Plan for several weeks. That's why we tell every family: apply the moment your spot is confirmed, not the week care starts.

What documents will I need?

Your CRA-filed income information, family details, and confirmation of enrollment from us. We turn our part around fast, usually the same week.

Are there extra fees on top of the advertised rate?

No surprise fees. You get the fee structure in writing at enrollment: monthly amount, what's included, billing date, and the late-pickup policy. That's the whole list.

How do I get started?

Call (604) 338-8020 or book a free tour. Bring your questions about cost first - that's the conversation we're happiest to have, with real numbers on the table.

Areas we serve around Coquitlam

Love Kids Daycare Coquitlam provides licensed daycare to families across the Tri-Cities. We welcome children from neighbourhoods throughout Coquitlam — wherever you're coming from, we're easy to reach.